Skip to content
careertips

HomeCoursesFinanceCertificate IV in Finance and Mortgage Broking

Certificate IV in Finance and Mortgage Broking

This qualification is for people who want to work as a mortgage or finance broker, helping clients work out what they need and then find a loan that fits.

  • Duration: 4 months
  • Study mode: Online and on campus
  • Course code: FNS40821

Where you can study this course

Where
Study mode

  • TAFE NSW

    Visit course page → (opens in a new tab)
    Campuses
    Any Location
    Duration
    4 months
    Study mode
    Virtual classroom off campus
    Full fee
    $7,710
    Eligible students: subsidised from $1,980, concession $240

    What students say

    Many students speak well of the facilities and campus, and some rate the trainers and teaching highly, though opinions are mixed on the trainers and teaching and student support, and some found the organisation and admin frustrating.

  • Entry Education

    Visit provider website → (opens in a new tab)
    Campuses
    4 campuses
    Duration
    Not yet checked
    Study mode
    Not yet checked
    Full fee
    Not yet checked

    What students say

    Most students praise the student support, with course content and trainers also rated highly. Some found organisation and admin frustrating.

  • Monarch Institute Pty Ltd

    Visit provider website → (opens in a new tab)
    Campuses
    Monarch Institute
    Duration
    Not yet checked
    Study mode
    Not yet checked
    Full fee
    Not yet checked

    What students say

    Many students rate the student support highly, and many also praise the trainers, teaching and course content, though some found the course content mixed and a number questioned the cost and value.

  • Holmesglen Institute

    Visit course page → (opens in a new tab)
    Campuses
    14 campuses
    Duration
    Not stated by provider
    Study mode
    Online
    Full fee
    $2,889

    What students say

    Students have mixed views on the trainers and teaching, and many also mention problems with communication and with organisation and admin.

  • Kaplan Professional

    Visit provider website → (opens in a new tab)
    Campuses
    3 campuses
    Duration
    Not yet checked
    Study mode
    Not yet checked
    Full fee
    Not yet checked

    What students say

    Students speak highly of the course content and student support, though many found student support hard to reach and some had trouble with communication and admin, which matters if you want help to be easy to get.

  • Institute of Strategic Management

    Visit provider website → (opens in a new tab)
    Campuses
    Not yet checked
    Duration
    Not yet checked
    Study mode
    Not yet checked
    Full fee
    Not yet checked

Last reviewed 20 September 2026.

Set your location

Enter your postcode to see the providers closest to you first.

We use your postcode to sort providers by distance and to understand where people are looking to study. See our privacy policy.

Is this course right for you?

Entry requirements

Nil

  • Providers can set their own conditions, such as a minimum age or a current job in the industry, and practical training may need a workplace placement. Check each provider above.
  • Work functions in the occupational areas where this qualification may be used are subject to regulatory requirements. Relevant regulatory authorities should be consulted to confirm those requirements before applying the qualification.

Entry recommendations

To be prepared for this course, it helps to have:

  • an interest in helping people with their finances and loans
  • clear communication skills for explaining options to clients
  • a careful approach to rules and regulations
  • good organisational skills for preparing loan applications

What will you learn?

You learn how to interview a client about their situation, compare loans and lenders, prepare and lodge an application, and explain the options in a way the client can act on. A good part of the study covers the rules side of the job, since credit work is regulated and brokers have to follow industry codes as well as the law. No prior finance experience or qualification is required to enrol, though most brokers do this work under a credit licence held by an aggregator or their employer, so it pays to check the current requirements before you commit.

  • Interviewing clients about their needs
  • Preparing and lodging loan applications
  • Comparing loans and lenders
  • Credit law and industry codes
  • Building client and referral relationships
  • Financial products and services

Units of competency (7 core, 5 elective)

The qualification is made up of 12 units. Everyone completes the 7 core units below, and the remaining 5 are electives chosen from the list on training.gov.au, so they vary by provider. Select a unit to see what it covers.

  • Loading the details for BSBPEF501…

Where this fits

Certificate IV in Finance and Mortgage Broking in finance: the study that leads into it, the study that follows, and other routes at the same level.

Before

No earlier step listed.

You are looking at

Certificate IV

Certificate IV in Finance and Mortgage Broking

After

DiplomaDiploma of Finance and Mortgage Broking ManagementIf you want to move into a supervising role, this diploma covers managing a team or running your own practice, plus harder cases like irregular income.DiplomaDiploma of Insurance BrokingIf insurance interests you more than home loans, this diploma trains you to assess risk and recommend cover from general and life insurers.
All finance courses →

Data from training.gov.au and the Australian Bureau of Statistics (CC BY 4.0).