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Diploma of Credit Management

This diploma prepares people to make and manage lending decisions: judging whether a business or individual can repay, handling accounts that go wrong, and setting the rules a credit team works to.

  • Course code: FNS51522

Where you can study this course

Last reviewed 21 September 2026.

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Is this course right for you?

Entry requirements

Nil

  • Providers can set their own conditions, such as a minimum age or a current job in the industry, and practical training may need a workplace placement. Check each provider above.
  • Work functions in the occupational areas where this qualification is used may be subject to regulatory requirements. Refer to the relevant regulator for specific guidance on requirements.

Entry recommendations

To be prepared for this course, it helps to have:

  • an interest in how businesses and people handle money
  • an eye for detail when checking financial information
  • confidence in making decisions that affect customers
  • good communication skills for dealing with sensitive situations

What will you learn?

Students study credit risk assessment, business risk, and how to respond when a customer or company becomes insolvent, alongside the compliance and professional standards that apply in financial services. It suits someone already working in banking, finance, collections or accounts who wants to take on more responsibility, and it also works as a starting point, since there are no formal entry requirements.

  • Assessing credit risk
  • Managing business risk
  • Personal insolvency responses
  • Corporate insolvency responses
  • Working within compliance rules
  • Writing credit policy

Units of competency (7 core, 5 elective)

The qualification is made up of 12 units. Everyone completes the 7 core units below, and the remaining 5 are electives chosen from the list on training.gov.au, so they vary by provider. Select a unit to see what it covers.

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Where this fits

Diploma of Credit Management in finance: the study that leads into it, the study that follows, and other routes at the same level.

Before

Certificate IVCertificate IV in Credit ManagementIf you are not ready for the Diploma, this Certificate IV covers assessing repayments, taking security and chasing overdue accounts, plus disputes, privacy and responsible lending rules, so you can start making credit decisions sooner.

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Diploma

Diploma of Credit Management

After

No later step listed.

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Data from training.gov.au and the Australian Bureau of Statistics (CC BY 4.0).