Home Trust Officer Salary
Trust Officer salary in Australia
The median full-time salary for a trust officer is $90,000 per annum, before tax, up $19,100 since 2018.
Pay depends more on who employs you than on the job title: public trustee offices work to fixed classifications, while private trustee companies and banks set their own bands and bonus structures. Experience with complex estates, a professional accounting qualification or a large portfolio of trusts usually moves you up a band. The biggest portfolios tend to sit in capital city offices.
Roles that pay more than trust officer
The largest typical pay rise is $61,000 a year, moving into Financial Controller.
- Financial Controller+$61,000/yr
- Finance Manager+$61,000/yr
- Loan Officer+$3,900/yr
How to negotiate a higher trust officer salary
- Know the market rate before you ask. The median full-time trust officer salary is $90,000; use that, not a guess, as your anchor, and adjust for your experience and employer.
- Lead with what's scarce, not just tenure. Skills like Financial reporting and Regulatory compliance tend to command a premium over general trust officer experience, name them specifically when you ask.
- Bring a real alternative to the table. Financial Controller pays a typical $61,000 a year more and draws on similar skills, even mentioning you're weighing it up is a legitimate data point in a pay conversation.
- Time it deliberately. Reviews, the end of a project you delivered, or taking on responsibility beyond your job description are stronger moments to ask than an arbitrary date on the calendar.
- Ask for a number, not a raise. "Based on the market rate and [specific contribution], I'd like to move to X" gets a clearer answer than "I think I deserve more."
Trust Officer salary questions
How much do trust officers earn in Australia?
The median full-time salary for a trust officer is $90,000 a year before tax. Seniority, specialisation, sector and the award or agreement you're employed under all move it.
Is trust officer pay rising or falling?
The median trust officer salary is up $19,100 since 2018. Figures from 2025 onward on this page are a projection, not a measured result.
What pays more than trust officer?
Financial Controller pays a typical $61,000 a year more and draws on similar skills to trust officer.