Home Business Banker Resume template
Business Banker resume template
A clean starting structure with example content grounded in what business bankers actually do day to day, not generic filler. Download and replace the bracketed placeholders with your own details.
Which resume format should you use?
Reverse chronological
You have a steady work history. This is the format almost every recruiter and ATS expects by default.
Functional
You're changing fields or have gaps in your employment. Leads with skills rather than a job-by-job timeline.
Combination
You're early career or have worked consistently but for only a few employers. Blends a skills summary with a shorter chronological history.
This template uses the reverse chronological format: the one most business bankers should default to, since most Australian recruiters and ATS software expect it.
Professional summary
Business banker with experience assessing credit and structuring loan facilities for small and medium businesses. Combines financial analysis with client relationship management to balance borrower needs against the bank's risk appetite. Works across relationship management and credit teams to deliver compliant lending solutions.
Key skills
- Financial analysis and modelling
- Credit assessment and loan structuring
- Risk and internal controls
- Regulatory compliance (APRA, ASIC, AML/CTF)
- Client relationships and advisory
- Stakeholder management
- Attention to detail
- Problem solving
- Credit analysis software (e.g. Moody's Analytics)
- Loan origination platform (LOP)
- Financial modelling spreadsheets
- CRM systems
- Risk management database
Experience: example bullet points
- Analysed financial statements and tax returns for a portfolio of SME clients, identifying repayment capacity and structuring facilities that met both client needs and credit policy.
- Prepared credit proposals for credit committee approval, presenting clear risk assessments and recommended loan structures.
- Conducted site visits and business interviews to evaluate trading conditions and management capability, building a detailed understanding of each borrower's operations.
- Monitored loan performance and managed covenant compliance for existing facilities, addressing breaches promptly to protect the bank's position.
- Built and maintained relationships with business clients through regular contact, resulting in repeat lending and referrals.
- Streamlined credit submission process by improving data collection and analysis, reducing average approval time and enhancing accuracy.
Education
Typically holds a bachelor degree in finance, business, accounting or a related field, with some professionals completing a postgraduate qualification such as a Master of Business Administration or Graduate Diploma in Finance. A diploma or advanced diploma in finance or business is also a recognised pathway into the role.
Keywords an ATS is likely to scan for
Applicant tracking systems match your resume against terms in the job ad before a person ever sees it. Only include the ones that actually apply to your experience, but if a term below matches something you've done, use the same wording the job ad uses.
- APRA
- ASIC
- AML/CTF
- KYC
- Banking Code of Practice
- Credit analysis
- Loan structuring
- Covenant compliance
- Financial statements
- Tax returns
- Risk management
- Moody's Analytics
- Loan Origination Platform (LOP)
- CRM
- SME lending
- Business banking
- Credit committee
- Responsible lending
Getting past ATS screening
- Match the specific skills, certifications and terms used in the job ad, not just your own wording for the same thing.
- Keep formatting simple: no tables, text boxes, columns, headers/footers or graphics. Parsers frequently drop content placed in these.
- Submit as .docx or PDF unless the job ad specifies otherwise.
- Use standard section headings (Experience, Education, Skills) rather than creative alternatives.
- List your core skills and technical competencies in their own section so a keyword scan can find them instantly.
This is a starting point, not a guarantee of interviews. Tailor every bullet point to your own real experience and the specific job ad.